Personal Loan to AI pensioners in Switzerland
Disability pension holder: Estimate your personal loan in Switzerland using our calculator
A tailor-made credit offer for recipients of disability pensions
Boost your chances of securing a loan with the help of our specialists.
Your credit advisor will create a personalized budget for you to ensure your financial balance. He will guide you through the entire process, from file preparation to fund disbursement.
A comprehensive analysis of your financial situation
Your advisor will start with a complete check of your financial situation and solvency using Swiss databases like CRIF and ZEK. This information is essential to check if you can get your loan, and he will present it to you in detail.
A stronger budget with the Credial debt consolidation service.
We offer you combine your loans into a single monthly payment. This will allow you to reduce your monthly expenses and maintain your standard of living.
The advantages included in your financing
The free disposal of funds on the account of your choice
Your financing will be paid to the account of your choice Use your credit as you wish, without supporting documents.
A secure budget thanks to a financial reserve
Your additional financial reserve is calculated according to the guidelines of the Consumer Credit Act (LCC) when assessing your credit capacity. She you ensures that you can better deal with unexpected expenses.
The possibility to cancel free of charge your credit up to 10 days after cashing out
We stand for freedom of choice and We are here to support you. You have the right to change your mind even after the funds have been paid out.
.webp)
How does credit brokerage work with Credial?
Submit your request online quickly and without obligation.
If you have any questions, our advisors are available to assist you throughout the process of opening your file.
During the discovery interview with a specialist, you will receive all the necessary information, clarify your needs, and effectively prepare your application.
This personalized approach ensures you will find the ideal financing with complete peace of mind.
Once the bank's approval is obtained, typically within 48 hours, your personal advisor will take the time to clearly present your financing solution.
You will then have the opportunity to customize the offer to perfectly meet your needs.
The legal withdrawal period of 14 days is established by the law on consumer loans. However, be aware that you do not have to activate the credit after this period has elapsed.
In addition, for global financing exceeding CHF 80,000, you have the option of receive the funds immediately, which will be transferred to the account of your choice.
A dedicacted certified advisor who takes the time to support you
At Credial, we grant great importance to your experience by providing you with a dedicated certified advisor.
Our commitment is reflected in continuous investments in the training of our advisors, so that they can offer you real added value.
Your advisor will listen to your needs and will provide you with all the information you need to help you make the right decisions.
A analyse full analysis of your solvency data andde credit capacity
The analysis phase is important for the success of your financing and is part of our support.
This accurate assessment will allow you to better understand your current financial situation and precisely determine your credit capacity. Cela vous permettra dans certains cas d'éviter un refus.
A personalized and adaptée
Because you are unique, you deserve financing that really takes into account your needs.
Our commitment to transparency is to keep you informed every step of the way and to take the time to clearly present your financing solution to you.
The secured and confidential treatment of your data
The protection and confidentiality of your data is our priority.
We have implemented rigorous protocols for identifying, processing and storing our customers' data in order to guarantee their safety in all circumstances.
In addition, we strictly comply with the most recent laws and regulations in this area.
The testimonies of our customers.
Consequatur consequatur natus velit autem nesciunt molestias vitae consequatur corporis. Maiores qui sapiente voluptas consequatur. Veritatis repudiandae dolore reiciendis quibusdam tempora. Nesciunt et mollitia vel q
Dignissimos quia officia aliquid ut molestiae quos vel. Voluptas at reiciendis delectus nemo tempore nemo quam accusamus. Ut magnam occaecati enim et asperiores et quos. Veniam
Omnis commodi velit dicta rerum. Eos qui maiores non qui maxime ullam vero aperiam. In min
Et saepe dolorem cupiditate. Ipsa et ea similique recusandae quia est deleniti. Aut porro magnam ut omnis ut. Sed atque earum. Autem sit magnam et tempore sit. Rerum aliquam quos. Sunt iusto molestiae qui ad sed asperiores nesc
In enim ea quam dignissimos voluptates eaque quaer
Your questions on private credit in Switzerland.
How long does it take to process my private credit application?
The Credial team is committed to minimizing the processing time for your credit application, typically completing it within 24 hours. We work diligently to provide a quick and effective response to your request. However, please note that processing times may vary depending on the complexity of your application and the required documentation.
How much do credit brokers charge?
According to the Consumer Credit Act (LCC), the services of a credit broker cannot be charged to the borrower. The broker is instead remunerated by the bank that establishes the credit contract.
This regulation ensures that borrowers can benefit from the expertise and support of credit brokers without incurring any additional costs.
What documents are required to obtain a private loan as an AI pensioner?
When applying for credit as an AI (Assurance Invalidité) pensioner, you can provide one of the following two types of documents:
- The AI Pension Grant Decision: The official document confirming your entitlement to a disability pension.
- The Latest Tax Certificate: A certificate detailing your disability pension as reported for tax purposes.
Providing either of these documents will allow the lender to verify your pension income and facilitate the credit application process. If you have any questions or need assistance, feel free to contact us. Our team is here to guide you through the process.
Who will be in charge of my loan application
Your Credial personal advisor will be in charge of your file. This financial advisor will be your main contact person and will take care of the entire processing of your file. He will be responsible for coordinating all steps of the process, including communication with the bank or financial institution, to ensure that your credit application is managed professionally and effectively.
